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Research
Compliance Catalyst Series
A series on decoding transaction monitoring, money mules, compliance, diligence and more!
Where fraud meets compliance
Why fraud and AML teams are converging, what regulators in India and abroad are signalling, and a five-stage path to seeing one customer on one record.
25 years
of FRAML attempts that mostly failed
6
directions fraud and AML signals reach a bank from
5
stages from minimum cooperation to convergence
Lifting the Diligence Burden
Where enhanced due diligence time actually goes at the branch, what the global evidence says about it, and a leaner shape for the work that doesn't loosen risk posture.
25–50%
of high-risk customers misclassified
>50%
of those trace to data quality, not risk
70–90%
of manual review removable by design
Breaking the Alert Burden
How modernised AML transaction monitoring cut false positives in half, reduced reconciliation effort by 65%, and freed analysts to investigate real financial crime instead of chasing noise.
50%
fewer false alerts
65%
less reconciliation effort
50%
faster alert turnaround