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Transaction monitoring generates alert volumes that analyst teams cannot clear inside regulatory turnaround times. The instinct is to add headcount, and the result is a larger team clearing the same proportion of noise. Loosening the rules would cut the volume, but nobody will sign off on reduced risk coverage, and they are right not to. The real problem is not the number of alerts. It is that the system cannot tell anyone which ones matter.
“If your smoke alarm goes off ninety-five times and there is a fire twice, the problem is not the fire. The problem is that nobody runs any more.”